Stop Tugging Your Swimsuit: 13 Modest Pool Party Outfits That Flatter (and Still Feel Hot)

1. Linen Shirt Dress + Classic One-Piece

When in doubt, go linen. A **linen shirt dress** over a **classic one-piece** reads chic, breezy, and put-together, even if you’re only here for the guac. The relaxed fit skims (not squeezes), which is flattering on literally everyone.

Look for a midi length and roll the sleeves for that “oh, I just did this” effect. Size up for a slouchy vibe, then belt loosely at the waist to create shape without restricting movement. A **thin woven belt** adds texture and keeps things sleek.

You’ll love it because it breathes, it moves, and it keeps you covered without feeling covered up. Stylish cover ups that flatter? This is the blueprint.

2. High-Waisted Swim Skirt + Boxy Tee Knot

A **high-waisted swim skirt** is the underrated hero of modest pool party outfits. It’s comfortable, it’s cute, and it gives you that smooth line across the midsection that just hits right. Pair it with a **boxy cotton tee**, knot it slightly off-center, and boom—instant shape.

Choose a skirt with a slight A-line so it doesn’t cling when wet. Color-match the tee to your suit for a monochrome moment or go graphic for personality. Keep the knot soft—no aggressive wringing—so the tee drapes, not cinches.

This combo works because it’s sporty-meets-feminine and super wearable. You can lounge, you can play, you can grab a popsicle and pretend it’s your personality for the afternoon. We support.

3. Kimono Duster + Cropped Wide-Leg Pants

Float in like a friendly fashion goddess with a **kimono duster** over **cropped wide-leg pants**. It’s extra without trying too hard, and it hits the modest mark while still showing a little ankle and flirt.

Go for a lightweight rayon or chiffon that swishes when you move. Keep the pants in a breathable cotton or linen blend. Layer over a **longline swim top** or **sleek bodysuit** for more coverage, then let the kimono bring the drama via color or print.

You’ll love it because you’ll feel glamorous and comfortable. Also, that swish factor? Addictive.

4. Crochet Set (Top + Midi Skirt) Over Your Suit

Crochet hits the sweet spot of modest and modern. A **crochet top** with a **midi crochet skirt** lets your suit peek through just enough while keeping everything mostly covered. It reads beach-to-brunch effortlessly.

Choose a tighter weave if you want more coverage; looser weave = more beachy. Anchor it with a **solid one-piece** underneath for visually clean lines. Balance the texture with minimal accessories—think sleek slides and a structured tote.

This look wins because it’s breathable and visually interesting. It’s like “I woke up chic,” even if you woke up to a chaotic morning and a sunscreen explosion.

5. Athletic Skort + Ribbed Tank + Zip Hoodie

Sporty but polished? A **athletic skort** with a **ribbed tank** and a **light zip hoodie** nails that cool-girl energy. It’s modest without feeling heavy, and the skort gives coverage while keeping movement easy.

Stick to neutrals for that tennis-club vibe or go full color for summer joy. Zip the hoodie halfway for a vertical line that elongates. If you want extra coverage, layer a **longline bikini top** under the tank—seamless and smooth.

You’ll love it because it’s practical, flattering, and snack-run-friendly. Plus, pockets. Enough said.

6. Sarong Wrap + Oversized Button-Down

A **sarong** is the ultimate hack. Wrap it midi-length for leg coverage, then throw on an **oversized button-down** for upper-body chill. It’s classic poolside chic that never tries too hard.

Go monochrome for a sleek look or contrast prints like a pro. Wear the button-down open over your suit or half-tuck it for shape. Pro move: choose a slightly sheer sarong; it softens the silhouette without adding bulk.

This outfit loves you back because it adapts—unwrap, retie, adjust. You get modesty and movement, plus that breezy vacation vibe even if you’re two blocks from home.

7. Sleeveless Maxi Dress with Side Slits

A **sleeveless maxi** with subtle side slits covers most of you while giving the air flow you need when the sun gets personal. Throw it over your suit and watch the compliments roll in like waves.

Pick a dress in a soft jersey or gauzy cotton. Add a **wide-brim hat** and **stacked bracelets** for texture. If slits feel brave, layer bike shorts underneath—no one sees them, you get extra comfort.

You’ll love it because it glides over curves and looks elegant. “Are you going somewhere fancy?” Yes—straight to the snack table.

8. Lightweight Jumpsuit (Pull-On) Over Your Suit

A **pull-on jumpsuit** in a breathable fabric is basically pajamas disguised as chic. It’s modest, it’s flattering, and it turns your swimsuit into a fashion base layer. Will anyone notice you’re wearing something this comfy? Doubt it.

Choose a V-neck or wrap-front to create shape, and keep the legs relaxed. If the torso feels long, blouson it slightly with a belt. Because who has time for jeans that don’t stretch? Not me.

People love this because it’s plug-and-play. One piece, done. It’s the cozy summer cover-up you’ll wear on repeat.

9. Short-Sleeve Romper + Soft Belt + Slides

A **short-sleeve romper** keeps things easy and modest with a bit of leg. Add a **soft belt** to define your waist—think woven or elastic so it doesn’t dig in. Slides keep the vibe chill and polished.

Choose a romper with pockets because priorities. If you want more coverage, layer a **thin tee** under it or a **kimono** over it. Go tonal for elevated minimalism or clash prints for fun—both work.

This outfit shines because it’s effortless and flattering. It’s the “I just threw this on” look that suspiciously always looks good.

10. Mesh Pants + Longline Bikini Top + Open Overshirt

Mesh but modest? Yes. **Mesh pants** give coverage with movement, and a **longline bikini top** keeps your midsection supported. Top it with an **open overshirt** for that cool, layered thing.

Stick to neutral mesh to keep it refined. Balance a sheer bottom with a more opaque top layer for harmony. If you’re feeling bold, go full monochrome in gray or ivory—chef’s kiss.

You’ll love it because it blends sporty and chic, and it’s ridiculously comfortable. Stylish cover ups that flatter and breathe? That’s the assignment.

11. High-Rise Bermuda Shorts + Breezy Blouse

We stan a **high-rise Bermuda short** for tasteful leg coverage and a sleek line. Add a **breezy blouse**—cotton voile or rayon—and let it drape over your suit. Tuck just the front for shape without trying too hard.

Some swear by denim here, but tailored cotton keeps it sleeker IMO. Choose a blouse with subtle texture—crinkle, pintuck, eyelet—for interest. Finish with low-key jewelry and a structured tote.

This look is perfect when you want modest pool party outfits that transition to patio lunch. You’ll feel polished and relaxed at the same time. Magic.

12. Belted Caftan with Defined Waist

A **belted caftan** is the “I own the resort” energy we all deserve. Caftans give generous coverage; adding a belt brings shape and makes it more city-chic than vacation-only.

Try a soft obi belt or tie a slim scarf as a sash. Keep the belt loose—let the fabric glide. I once tried pairing loafers with a caftan… let’s just say, never again. Slides only.

It wins because it’s elegant and forgiving. You get airflow, drama, and comfort. Peak pool party glamour without the fuss.

13. Knit Tank Dress + Buttoned Cardigan

A **knit tank dress** with a **light cardigan** buttoned at the middle is a low-key way to layer and flatter. The cardigan creates a vertical line; the dress smooths everything underneath.

Pick a ribbed knit for gentle structure and a cardigan in a lighter gauge so you don’t overheat. Button one or two in the center and leave the rest open—instant waistline without tugging.

You’ll love it because it’s cozy-cute and versatile. Add sunnies, a straw bag, and you’re a chic person who also remembered sunscreen. Gold star.

14. Tiered Midi Skirt + Square-Neck Top

A **tiered midi skirt** brings movement and modesty; a **square-neck top** frames your neckline beautifully. It’s flirty without feeling exposed and perfect when you want coverage that still feels special.

Choose a skirt with soft tiers to avoid bulk. If your top is fitted, keep the skirt floaty; if the top is relaxed, tuck gently to define your shape. Add a thin chain and delicate hoops for sparkle (just a little ✨).

This combo impresses because it’s balanced, feminine, and wearable anywhere—pool party, patio, popsicle run. The chic factor? Immediate.

Accessories That Work Hard (Use Sparingly)

Keep accessories light and purposeful. A few pieces elevate your modest pool party outfits without turning you into a walking jewelry ad.

– **Wide-brim hat** for shade and drama
– **Straw tote** for texture and towels
– **Minimal slides** or cushy **sport sandals** for all-day comfort
– **SPF lip oil** and **sleek sunnies** for that “I’m a grown-up” finish

Less is more when you already nailed the outfit. Let the layers and textures do the talking.